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How to Earn in Your Early 20s? A Guide by Aman Dhattarwal

Aman Dhattarwal is a YouTuber, educator, public speaker, and career counselor who has over 37 million subscribers on his YouTube channel. He is also the founder of “Apni Kaksha”, an online learning platform for students. In his TEDx talk at TEDxVIPS, he shared his insights on how to earn in your early 20s and become financially independent at a young age.

According to Aman, there are three main ways to earn money in your early 20s: freelancing, entrepreneurship, and investing. He explained each of these methods with examples and tips on how to get started and succeed.


Freelancing is the act of offering your skills or services to clients online or offline for a fee. Aman said that freelancing is a great way to earn money while pursuing your passion or hobby. He gave examples of freelancers who make money by writing, designing, coding, teaching, or creating content. He also suggested some platforms where you can find freelance work, such as Fiverr, Upwork, Freelancer, or YouTube.

Aman advised that freelancers should focus on building their portfolio, reputation, and network. He said that freelancers should always deliver quality work, communicate well with clients, and ask for feedback and referrals. He also said that freelancers should keep learning new skills and upgrading their knowledge to stay relevant and competitive.


Entrepreneurship is the act of creating or running your own business or venture. Aman said that entrepreneurship is a challenging but rewarding way to earn money and make an impact on society. He gave examples of entrepreneurs who started their own businesses from scratch, such as Mark Zuckerberg (Facebook), Ritesh Agarwal (OYO), or Bhuvan Bam (BB Ki Vines).

Aman advised that entrepreneurs should have a clear vision, mission, and goal for their business. He said that entrepreneurs should identify a problem or need in the market and offer a solution or value proposition that is unique and scalable. He also said that entrepreneurs should be willing to take risks, experiment, fail, learn, and pivot. He also said that entrepreneurs should seek mentorship, guidance, and support from experts and peers in their field.


Investing is the act of putting your money into assets or ventures that can generate income or appreciation over time. Aman said that investing is a smart way to earn money by making your money work for you. He gave examples of investors who make money by investing in stocks, mutual funds, real estate, gold, or cryptocurrencies.

Aman advised that investors should have a clear financial goal and plan for their investments. He said that investors should do their research, analysis, and due diligence before investing in any asset or venture. He also said that investors should diversify their portfolio, manage their risk, and monitor their performance. He also said that investors should be patient, disciplined, and consistent with their investments.


Aman Dhattarwal concluded his talk by saying that earning in your early 20s is not impossible or difficult if you have the right mindset, attitude, and approach. He said that earning in your early 20s can help you achieve financial freedom, independence, and happiness in life. He encouraged his audience to start earning in their early 20s by following his advice and examples.

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